Competitive 乔治亚州 auto insurance discounts

一旦您的汽车(或被更换的汽车)在州农互助汽车pp王者电子官网公司投保至少连续三年，在此期间没有发生可收费的事故, 你可能会得到折扣. 此汽车pp王者电子官网折扣可能会随着时间的推移，如果政策仍然有效，并继续没有收费事故.

乔治亚州 drivers could 保存 10% on applicable coverages.

折扣资格

如果你修读了防御性驾驶课程，你可能有资格获得折扣, 在过去三年内, one of the following types of driver courses:

1. 经驾驶署认可或符合驾驶署所颁布的标准的最少6小时的防御性驾驶课程;
   1. from a driver improvement clinic or a driving school;
   2. 由非营利组织如美国退休人员协会管理的驾驶员改进计划, the American 汽车mobile Association, the National Safety Council or a comparable organization;
   3. offered by an employer to its employees and their immediate families.
2. An emergency vehicles operations course at the 乔治亚州 Public Safety Training Center.
3. You are at least 21 years of age, and have had no tickets or chargeable accidents 在过去三年内.

必须向州立农场出示证书，证明课程已成功完成.

每名司机只可就一辆车享受其中一项驾驶训练折扣(驾驶训练折扣或防身驾驶课程折扣).

折扣期限及续订

防御性驾驶折扣(DDD)将在课程开始之日(新保单)开始实施，或在课程结束之日(现有保单)中期实施。. DDD applies for a period of three years, 最后, 被pp王者电子官网人必须提供已成功重复课程的证据以续期折扣.

折扣终止

DDD将结束:

• 在第一次续签日期(自课程结束之日起三年后，除非州立农场收到重新认证的证据)
• 在本公司得知符合资格的司机违规后的第一个续期日期.
• 当主要经营者因应赔偿损失而对保单征收事故附加费时.

If you have questions about a course being eligible, please contact your State Farm agent.

开车安全 & 保存 puts you in the driver’s seat of your discount. You'll 保存 with an initial discount just for signing up.^脚注* From t在这里, how you drive determines how much you 保存 – up to 30%.^{脚注 **}

了解更多关于驾驶安全 & 保存

返回参考文献 * 设置要求.
返回参考文献 ** 折扣 may exceed 30% and vary state-to-state (NY capped at 30%). 不适用于CA, MA, RI. A discount may not be available in NC depending on individual facts and circumstances. 设置要求.

如果所有21岁以下的指定驾驶员都成功完成了可接受的驾驶员教育课程，则驾驶员可能有资格获得此折扣:

• Was conducted by an instructor who is licensed or certified to conduct such a course
• Included at least 30 hours of classroom instruction in basic traffic and safety rules, 再加上在实际道路和交通条件下或在模拟此类条件的机械设备上至少6小时的驾驶经验

必须向州立农场出示证书，证明课程已成功完成.

每名司机只可就一辆车享受其中一项驾驶训练折扣(驾驶训练折扣或防身驾驶课程折扣).

如果每个家庭的司机在过去三年中没有违反移动规则和过失事故，您可能有资格获得这种汽车pp王者电子官网折扣. 获得折扣的私人乘用车还必须在州立农场互助汽车pp王者电子官网公司投保.

注意:所有驾驶记录将在提交汽车pp王者电子官网申请时进行核实. 一旦您成为State Farm客户满三年，此折扣可能会被替换为无事故折扣.

所有被指派的司机年龄在25岁以下，是全日制高中或大学的学生, 前一学期的学习记录表明该学生至少符合以下一项:

• Ranked scholastically in the upper 20% of his or her class
• Had a grade average of B or higher
• 平均成绩是3分.4分中的0分.0)或更高
• Made the Dean's List or Honor Roll

已获得副学士学位或同等学历，并且具有符合上述要求之一的合格学习成绩的司机可能会被考虑. 已经获得学士学位的司机，无论是否有合格的学习成绩，也可能被考虑.

在家学习的学生如果提交参加过某些国家标准化考试的证据，也可能符合资格, administered within the last 12 months and ranked in the upper 20%.

Proof of eligibility is required when an application for insurance is submitted.

如果您符合以下所有条件，您可能有资格获得此汽车pp王者电子官网折扣:

• 有两辆或两辆以上的私人客车，主要由居住在该地址的人驾驶.
• The vehicles are insured with State Farm.
• The owners of the vehicles reside in the same household, and A) are related by marriage, 血, 或采用, B)两个不相关的所有者, 他们必须共同拥有车辆，并且双方都被指定为pp王者电子官网单上的指定被pp王者电子官网人.

你可能符合这个条件 多行折扣 if you are the named insured on a qualifying State Farm home, renters, 公寓人寿pp王者电子官网或健康pp王者电子官网.

1993年及以前在乔治亚州生产的车辆，配备了工厂安装的安全气囊或其他符合联邦安全标准的被动约束系统，将获得汽车pp王者电子官网折扣.

In order to initially qualify for this discount, the following requirements must be met by all assigned drivers under age 25:

• 在首次申请折扣之前的三年内，没有过失事故或违反交通条例(请注意: In some states certain accidents and moving violations may not disqualify you).
• Have successfully completed the State Farm Steer Clear program. 该程序包括有关安全驾驶行为的视频内容，并要求驾驶员跟踪他们的一些驾驶经验.

了解更多关于Steer Clear的信息

This discount applies to a vehicle when each of the assigned drivers under the age of 25:

• Is a student who resides at school more than 100 miles from home
• Drives the automobile only while home during the school vacation or holiday periods
• Keeps the automobile at home while away at school

1994年和新型号的私人客运车辆可根据被pp王者电子官网车辆的制造和型号的损失经验获得汽车pp王者电子官网折扣.