什么是招股说明书?
Investors can learn about a company’s 投资机会 by reading their prospectus. Find out what’s included 和 how it can help.
One way to help you determine whether a company’s 投资机会 align with your investment goals is to check out the information they provide in their prospectus.
招股说明书的定义
A prospectus is basically a packet of information that all companies must make publicly available 和 file with the Securities 和 Exchange Commission (SEC) when offering 股票, 债券 和 共同基金 as 投资机会 对公众.
招股章程的目的
The purpose of a prospectus is to provide detailed information about a company's investment offerings to help potential investors make better informed decisions about their investments.
初步招股说明书vs. 最终招股说明书vs. 招股说明书摘要
A 初步招股说明书 is what a company will publish before it starts offering any investments. The purpose is to provide potential investors with an overview of the company’s upcoming offerings so they can decide if they’re interested in the opportunity.
A 最后的招股说明书 is what a company will publish after their offering has been finalized 和 the investments have been made available for sale to investors. The main difference between a preliminary 和 a 最后的招股说明书 is that the final will include the number of investments available along with the price.
A 招股说明书摘要 is just what it sounds like — an abbreviated version of a prospectus. 虽然不是必需的, companies often choose to publish a 招股说明书摘要 to make it easier for investors to learn about their investments.
What information is included in a prospectus?
A prospectus typically contains the following information:
- 公司背景
- 公司负责人姓名
- Summary of the company’s financial situation
- Description, price 和 quantity of investments being offered
- Fees 和 expenses (such as sales charges, management fees, 12b-1 distribution fees, etc.)
- Objective of the investment (its overall purpose)
- Principal investment strategies (how the fund intends to invest to attempt to satisfy its investment objective)
- 主要风险, including a narrative description of the fund's risks 和 an illustration of the fund's historical investment performance, 如果有的话(包括一个), 五年及十年平均年回报率)
- 投资组合经理
- Procedures regarding how to purchase 和 sell the fund's shares including minimum investment amounts
- Tax information including details about payments to persons who sell the fund's shares, 如果适用的话
- 有关股息的资料
招股说明书的例子
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